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While the banks may be ignoring the recent protests in Washington, the next wave of protest brewing in the middle classes of America will certainly catch their attention.


“According to the Federal Reserve Cheap Adidas NMD HU Trail , Americans currently hold more than $780 billion dollars in “”revolving”” credit card debt. “”Revolving”” debt is when the card holder pays only the minimum payment every month.


And many Americans who need help with debt are coming to the conclusion that making even the minimum payment is a waste of money. ”


“The average interest rate charged on credit cards in the United States is 17.99%. A significant number of people are being charged higher rates ranging up to 29.99%.


While many states have usury laws that limit the interest that can be charged on a loan, national banks are allowed to ignore the state laws. Getting out of debt becomes very difficult when rates are that high.


“That’s why there’s so much revolving credit card debt still out there,” said Naomi Sharatt Cheap Adidas NMD HU , an independent financial adviser in San Francisco, California.


“The interest rates are so high that even if a person makes the monthly minimum payment and spends nothing on the card, they will never get out of debt.”


The Federal Reserve’s credit card calculator backs her up — high balances and high interest rates never be paid off.


This would be galling enough for most tax payers Cheap Adidas NMD XR1 , but it is made much worse by the special treatment the banks got from the government during the financial crisis.


According to Bloomberg, Congress gave permission to the Federal Reserve to make over $1.2 trillion in secret loans to bankrupt banks. Bloomberg had to file a Freedom of Information Act lawsuit to make this information public.


And what interest did the banks pay on those secret loans? Less than one half of one percent.


So while the banks charged their customers an average rate of 17.99%, they got taxpayer money for 1% or less.


This point is not lost on the average taxpayer Cheap Adidas NMD R2 , especially those facing credit card bankruptcy.


“The question we have,” said Karl Langford, 63 Cheap Adidas NMD R1 , a protester at a rally in Tiburon, a small town in northern California “is why Congress will do literally anything to help the banks, but it can’t do a single thing to help us.”


Sites like DebtProtest address this sentiment directly. DebtProtest generates a detailed analysis of one’s debt situation Cheap Adidas NMD Mens , answering a basic question: have you already paid back more than you spent on your credit cards?


If you paid the banks as much or more than you spent, the site claims, then you have already paid your debt — at least from a moral point of view.


DebtProtest also provides a comprehensive “”plan of attack”” for people ready to protest their credit card debt Cheap Adidas NMD Womens , including a personalized strategy to get people out of debt in as little as six months.


A spokesperson for Triumph Media LLC, which runs DebtProtest, said Cheap Adidas NMD Shoes , “We’ve seen a huge uptick in demand for our products. Americans are disgusted by the way the banks have been bailed out for nothing while they are still being charged outrageous interest rates and fees on their credit cards.”


While the protests in the streets might be easy for the banks and the politicians to dismiss, it will be much harder for the banks to ignore the g. Cheap Jerseys Cheap Shirts Cheap Baseball Hats Cheap College Jerseys China Cheap Jerseys China Cheap Jerseys Free Shipping Cheap Football Jerseys Cheap Jerseys China Free Shipping Cheap Replica Jerseys Cheap Soccer Jerseys